THE TIME IS NOW: Some people will wait until they earn much before they can think of making savings, those people I say must have to wait for a very long time because it is from a little that comes the much they are expecting, remember that the Bible says according to the book of Luke 16:10: He who is faithful in what is little is faithful in what is much; he who is unjust in what is little is unjust in what is much! Meaning, if you can not save from ten naira, you can never save from ten million,as simple as that, so train yourself to save when you have little so you can be able to save when plenty comes.